Terms of Service
Last updated: January 2024
1. Acceptance of Terms
By accessing and using Finance Toolkit ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
Finance Toolkit provides free financial calculators and educational content designed to help users make informed financial decisions. Our calculators include compound interest, debt payoff, emergency fund planning, savings rate analysis, and other financial planning tools.
3. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Finance Toolkit for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to reverse engineer any software contained on Finance Toolkit
- Remove any copyright or other proprietary notations from the materials
- Transfer the materials to another person or "mirror" the materials on any other server
4. Disclaimer
The materials on Finance Toolkit are provided on an 'as is' basis. Finance Toolkit makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Financial Disclaimer: The calculators and educational content provided are for informational and educational purposes only. They should not be considered as financial advice, investment recommendations, or a substitute for professional financial consultation. Always consult with qualified financial professionals before making financial decisions.
5. Limitations
In no event shall Finance Toolkit or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Finance Toolkit, even if Finance Toolkit or a Finance Toolkit authorized representative has been notified orally or in writing of the possibility of such damage.
6. Accuracy of Materials
The materials appearing on Finance Toolkit could include technical, typographical, or photographic errors. Finance Toolkit does not warrant that any of the materials on its website are accurate, complete, or current. Finance Toolkit may make changes to the materials contained on its website at any time without notice.
7. Links
Finance Toolkit has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Finance Toolkit of the site. Use of any such linked website is at the user's own risk.
8. Modifications
Finance Toolkit may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service.
9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
10. Privacy
Your use of Finance Toolkit is also governed by our Privacy Policy, which is incorporated into these terms by reference.
11. Contact Information
If you have any questions about these Terms of Service, please contact us through our contact form.