Privacy Policy

Last updated: January 2025

Privacy-First Financial Calculators

Open Finance Calculators provides privacy-friendly financial tools that run entirely in your browser. Your financial data never leaves your device—we don't store your calculations, require accounts, or collect personal information.

Data We Don't Collect

• Your calculations: All math happens in your browser—we never see your numbers
• Personal information: No names, emails, or account creation required
• Financial data: Your investment amounts, debts, and scenarios stay private

Consent Management & Privacy Choices

We use Google-certified Consent Management Platform (CMP) and Google Consent Mode v2 to ensure compliance with privacy regulations in the European Economic Area (EEA), United Kingdom, and Switzerland.

Default Consent Settings

For users in EEA/UK/CH regions, we default to denying all data collection until you provide explicit consent:

• Ad Storage: Denied by default
• Ad User Data: Denied by default
• Ad Personalization: Denied by default
• Analytics Storage: Denied by default

Your Privacy Choices

You can manage your privacy preferences through our consent management system. We honor Global Privacy Control (GPC) signals and provide options to:

• Accept or decline personalized advertising
• Control analytics and tracking
• Opt-out of data sharing
• Request deletion of any stored data

US Privacy Rights (CPRA)

California residents have additional rights under the California Privacy Rights Act (CPRA):

• Do Not Sell or Share: You can opt-out of the sale or sharing of your personal information
• Right to Know: Request information about data collection and usage
• Right to Delete: Request deletion of your personal information
• Right to Correct: Request correction of inaccurate information

To exercise these rights, contact us at contact@openfinancecalculators.com or use our Privacy Choices section below.

Privacy Choices & Opt-Out

We provide multiple ways to manage your privacy:

• Cookie Settings: Control cookies through your browser preferences
• Ad Personalization: Opt-out of personalized advertising
• Data Sharing: Control how your data is shared with partners
• Global Privacy Control: We honor GPC signals from your browser

Third-Party Data Collection

Important: While our calculators are completely private, third-party services we use may collect some data to provide their services.

Google AdSense

We use Google AdSense to show relevant ads. Google may collect:

• Browser type and settings
• IP address (for location-based ads)
• Pages visited on our site
• Ad interaction data

Google uses cookies and similar technologies. You can control ad personalization in your Google Ads Settings.

Non-Personalized Ads

When you decline personalization or we're waiting for consent, we serve non-personalized ads to prevent blank spaces while maintaining compliance.

Analytics (if applicable)

We may use Google Analytics to understand site usage:

• Pages visited and time spent
• Device and browser information
• General location (city/region level)
• Traffic sources (where visitors came from)

Cookies

We use cookies for:

• Essential functions: Remembering your last calculator settings
• Advertising: Google AdSense cookies for relevant ads
• Analytics: Understanding how the site is used

Your Choices

• Browser settings: Block or delete cookies in your browser
• Ad blocking: Use ad blockers to prevent ad-related tracking
• Google settings: Opt out of personalized ads at adssettings.google.com
• Do Not Track: We respect browser Do Not Track signals

Data Security

Since we don't store your data, there's nothing to breach. Your calculations happen locally and aren't transmitted to our servers.

Children's Privacy

Our site doesn't target children under 13. We don't knowingly collect data from children.

Changes to This Policy

We may update this policy occasionally. Changes will be posted here with an updated date.

Contact

Questions about privacy? Contact us or reach out through pixelwave marketing.

Third-Party Links

Links to external sites (like our privacy policy links) have their own privacy policies. We're not responsible for their practices.